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Gestion des sinistres-0",{"className":"text-sm text-muted-foreground","children":"Déclarez tout impayé après la date limite de paiement (souvent J+15). Envoyez mise en demeure + LRAR et transmettez le dossier à l’assureur."}],["$","p","5. Gestion des sinistres-1",{"className":"text-sm text-muted-foreground","children":"Continuez le suivi locataire : relances téléphoniques, plan d’apurement, visites. L’assureur exigera la preuve de vos démarches."}],["$","p","5. Gestion des sinistres-2",{"className":"text-sm text-muted-foreground","children":"Si le locataire quitte les lieux, organisez un état des lieux contradictoire et envoyez-le immédiatement à l’assureur pour activer la garantie dégradations."}]],"$undefined"]}],["$","section","6. GLI et fiscalité",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"6. GLI et fiscalité"}],[["$","p","6. GLI et fiscalité-0",{"className":"text-sm text-muted-foreground","children":"Les primes GLI sont déductibles de vos revenus fonciers ou BIC. Intégrez-les dans votre prévisionnel pour éviter les mauvaises surprises."}],["$","p","6. GLI et fiscalité-1",{"className":"text-sm text-muted-foreground","children":"Ajoutez la GLI à vos dossiers bancaires : elle justifie un DSCR supérieur et rassure sur la stabilité du cash-flow."}],["$","p","6. GLI et fiscalité-2",{"className":"text-sm text-muted-foreground","children":"Pour les SCI à l’IS, elle s’enregistre en charge d’exploitation. Pour le LMNP, elle réduit votre résultat BIC et prolonge la durée de défiscalisation grâce aux amortissements."}]],"$undefined"]}],["$","section","7. GLI, caution et Visale",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"7. GLI, caution et Visale"}],[["$","p","7. GLI, caution et Visale-0",{"className":"text-sm text-muted-foreground","children":"La GLI n’est généralement pas cumulable avec une caution personne physique (sauf étudiants). Choisissez l’option la plus pertinente selon votre cible."}],["$","p","7. GLI, caution et Visale-1",{"className":"text-sm text-muted-foreground","children":"Visale couvre les jeunes actifs, étudiants et alternants. Combinez Visale + GLI uniquement si le contrat le permet."}]],"$undefined"]}]],["$","section",null,{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Conclusion : garder le cap"}],[["$","p","gli-conclusion-0",{"className":"text-sm text-muted-foreground","children":"Garantie loyers impayés (GLI) n’est pas un sprint : mesurez vos résultats après chaque étape pour rester aligné avec votre objectif « Couvrir jusqu’à 24 mois d’impayés sans grignoter le rendement »."}],["$","p","gli-conclusion-1",{"className":"text-sm text-muted-foreground","children":"Capitalisez sur La GLI permet d’ouvrir son parc à des profils variés tout en conservant un cash-flow stable sans perdre de vue Déclarer trop tard annule la prise en charge des sinistres. Accordez-vous le rythme annoncé : Revue annuelle des contrats GLI."}],["$","p","gli-conclusion-2",{"className":"text-sm text-muted-foreground","children":"Entourez-vous d’un banquier, d’un mentor ou d’un pair : Bailleur qui professionnalise sa gestion locative progressent plus vite lorsqu’ils confrontent leurs chiffres."}]]]}],["$","section",null,{"className":"space-y-3 rounded-3xl border border-primary/30 bg-primary/5 p-6","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Notre conseil"}],[["$","p","Créez un tableau de bord locataire avec date de paiement, solde et actions. À la moindre anomalie, prévenez l’assureur : plus la réaction est rapide, plus l’indemnisation est fluide.",{"className":"text-sm text-muted-foreground","children":"Créez un tableau de bord locataire avec date de paiement, solde et actions. À la moindre anomalie, prévenez l’assureur : plus la réaction est rapide, plus l’indemnisation est fluide."}]]]}]]}],null,["$","$Le",null,{"children":"$Lf"}]]}],{},null]},null]},null],["$","$3","h",{"children":[null,["$","$3","MlXtCoF3JFOR99L4QjZsO",{"children":[["$","$L10",null,{"children":"$L11"}],["$","$L12",null,{"children":"$L13"}],["$","meta",null,{"name":"next-size-adjust"}]]}]]}]]],"m":"$undefined","G":["$14","$undefined"],"s":false,"S":true}
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