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Les retards moyens se sont allongés (6 à 9 mois) depuis 2023."}],["$","p","4. Fiscalité et trésorerie-2",{"className":"text-sm text-muted-foreground","children":["Simulez l’impact sur votre trésorerie via notre "," ",["$","$L6",null,{"href":"/simulateur-cashflow","className":"text-primary underline","children":"outil cash-flow"}],"."]}]],"$undefined"]}],["$","section","5. Processus recommandé",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"5. Processus recommandé"}],[["$","p","5. Processus recommandé-0",{"className":"text-sm text-muted-foreground","children":"1) Lecture rapide pour écarter les projets incohérents. 2) Analyse approfondie (note, bilan promoteur, garanties). 3) Validation par un pair/mentor si ticket important. 4) Souscription. 5) Suivi mensuel (rapports plateforme)."}],["$","p","5. Processus recommandé-1",{"className":"text-sm text-muted-foreground","children":"Programmez des alertes 30 jours avant chaque échéance pour relancer la plateforme. En cas de retard, exiger un avenant précisant l’indemnité de prorogation."}],["$","p","5. Processus recommandé-2",{"className":"text-sm text-muted-foreground","children":"Archiver toutes les pièces (contrat, bulletins de souscription, reporting) facilite votre suivi fiscal et rassure votre banquier en cas de financement adossé."}]],"$undefined"]}],["$","section","6. Alternatives pour lisser le risque",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"6. Alternatives pour lisser le risque"}],[["$","p","6. Alternatives pour lisser le risque-0",{"className":"text-sm text-muted-foreground","children":"SCPI de développement (OPE, Pierval Développement) : rendement 5,5 à 6,5 % mais mutualisation sur des dizaines d’opérations."}],["$","p","6. Alternatives pour lisser le risque-1",{"className":"text-sm text-muted-foreground","children":"Club deals locaux : tickets plus importants mais implication directe (visites, décisions)."}],["$","p","6. Alternatives pour lisser le risque-2",{"className":"text-sm text-muted-foreground","children":"Obligations corporate notées : rendement moindre mais notation publique, idéal pour placer la trésorerie entre deux projets."}],["$","p","6. Alternatives pour lisser le risque-3",{"className":"text-sm text-muted-foreground","children":["Combinez ces solutions avec nos guides "," ",["$","$L6",null,{"href":"/investir-a-lyon","className":"text-primary underline","children":"marchés métropolitains"}]," pour équilibrer votre portefeuille global."]}]],"$undefined"]}]],["$","section",null,{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Conclusion : garder le cap"}],[["$","p","investir-crowdfunding-conclusion-0",{"className":"text-sm text-muted-foreground","children":"Investir dans le crowdfunding immobilier n’est pas un sprint : mesurez vos résultats après chaque étape pour rester aligné avec votre objectif « Atteindre 9 à 11 % brut annuel »."}],["$","p","investir-crowdfunding-conclusion-1",{"className":"text-sm text-muted-foreground","children":"Capitalisez sur Diversifier les promoteurs et les régions stabilise les rendements sans perdre de vue Retards de chantiers et défaillances promoteurs. Accordez-vous le rythme annoncé : Analyse de chaque opération en moins de 45 minutes."}],["$","p","investir-crowdfunding-conclusion-2",{"className":"text-sm text-muted-foreground","children":"Entourez-vous d’un banquier, d’un mentor ou d’un pair : Investisseur recherchant un placement court terme progressent plus vite lorsqu’ils confrontent leurs chiffres."}]]]}],["$","section",null,{"className":"space-y-3 rounded-3xl border border-primary/30 bg-primary/5 p-6","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Notre conseil"}],[["$","p","Avant de souscrire, posez toujours la question : « que se passe-t-il si le chantier dérape de 9 mois ? » Si la réponse (garanties, provision, expérience du promoteur) vous éclaire, foncez ; sinon, passez votre tour.",{"className":"text-sm text-muted-foreground","children":"Avant de souscrire, posez toujours la question : « que se passe-t-il si le chantier dérape de 9 mois ? » Si la réponse (garanties, provision, expérience du promoteur) vous éclaire, foncez ; sinon, passez votre tour."}]]]}]]}],null,["$","$Le",null,{"children":"$Lf"}]]}],{},null]},null]},null],["$","$3","h",{"children":[null,["$","$3","EvqmWSZJNc9-LPd_k4qVH",{"children":[["$","$L10",null,{"children":"$L11"}],["$","$L12",null,{"children":"$L13"}],["$","meta",null,{"name":"next-size-adjust"}]]}]]}]]],"m":"$undefined","G":["$14","$undefined"],"s":false,"S":true}
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