3:"$Sreact.fragment" 4:I[5801,["4839","static/chunks/4839-a58897730c7f0aa4.js","7040","static/chunks/7040-f720f88956dc9df5.js","7970","static/chunks/7970-558c51b4added46f.js","5657","static/chunks/5657-44a2459e0dd3c515.js","7177","static/chunks/app/layout-7d45669604c054f5.js"],"ThemeProvider"] 5:I[23,["4839","static/chunks/4839-a58897730c7f0aa4.js","7040","static/chunks/7040-f720f88956dc9df5.js","7970","static/chunks/7970-558c51b4added46f.js","5657","static/chunks/5657-44a2459e0dd3c515.js","7177","static/chunks/app/layout-7d45669604c054f5.js"],"PlausibleAnalytics"] 6:I[4839,["4839","static/chunks/4839-a58897730c7f0aa4.js","7040","static/chunks/7040-f720f88956dc9df5.js","1232","static/chunks/app/investir-a-lille/page-81319421024fba01.js"],""] 7:I[7970,["4839","static/chunks/4839-a58897730c7f0aa4.js","7040","static/chunks/7040-f720f88956dc9df5.js","7970","static/chunks/7970-558c51b4added46f.js","8974","static/chunks/app/page-6cfbb19c95f32f8a.js"],"Image"] 8:I[7121,["4839","static/chunks/4839-a58897730c7f0aa4.js","7040","static/chunks/7040-f720f88956dc9df5.js","7970","static/chunks/7970-558c51b4added46f.js","5657","static/chunks/5657-44a2459e0dd3c515.js","7177","static/chunks/app/layout-7d45669604c054f5.js"],"ThemeToggle"] 9:I[3312,["4839","static/chunks/4839-a58897730c7f0aa4.js","7040","static/chunks/7040-f720f88956dc9df5.js","1232","static/chunks/app/investir-a-lille/page-81319421024fba01.js"],"Button"] a:I[5244,[],""] b:I[3866,[],""] c:I[1436,["4839","static/chunks/4839-a58897730c7f0aa4.js","7040","static/chunks/7040-f720f88956dc9df5.js","7970","static/chunks/7970-558c51b4added46f.js","5657","static/chunks/5657-44a2459e0dd3c515.js","7177","static/chunks/app/layout-7d45669604c054f5.js"],"NewsletterForm"] d:I[595,["4839","static/chunks/4839-a58897730c7f0aa4.js","7040","static/chunks/7040-f720f88956dc9df5.js","7970","static/chunks/7970-558c51b4added46f.js","5657","static/chunks/5657-44a2459e0dd3c515.js","7177","static/chunks/app/layout-7d45669604c054f5.js"],"LeadMagnet"] e:I[6213,[],"OutletBoundary"] 10:I[6213,[],"MetadataBoundary"] 12:I[6213,[],"ViewportBoundary"] 14:I[4835,[],""] 1:HL["/_next/static/media/e4af272ccee01ff0-s.p.woff2","font",{"crossOrigin":"","type":"font/woff2"}] 2:HL["/_next/static/css/06d85d371ed1653e.css","style"] 0:{"P":null,"b":"vD09H7klX1P7oXflLCy5y","p":"","c":["","investir-a-lille"],"i":false,"f":[[["",{"children":["investir-a-lille",{"children":["__PAGE__",{}]}]},"$undefined","$undefined",true],["",["$","$3","c",{"children":[[["$","link","0",{"rel":"stylesheet","href":"/_next/static/css/06d85d371ed1653e.css","precedence":"next","crossOrigin":"$undefined","nonce":"$undefined"}]],["$","html",null,{"lang":"fr","suppressHydrationWarning":true,"children":["$","body",null,{"suppressHydrationWarning":true,"className":"__variable_f367f3 bg-background text-foreground","children":["$","$L4",null,{"children":[["$","$L5",null,{}],["$","header",null,{"className":"sticky top-0 z-50 border-b border-border/60 bg-background/80 backdrop-blur-lg","children":["$","div",null,{"className":"container flex items-center justify-between py-4","children":[["$","$L6",null,{"href":"/","className":"flex items-center gap-3","aria-label":"Retour à l'accueil","children":["$","$L7",null,{"src":"/logo.svg","alt":"Logo Notre Indépendance Financière","width":52,"height":52,"priority":true}]}],["$","nav",null,{"className":"hidden items-center gap-6 lg:flex","children":[["$","$L6","/#communaute",{"href":"/#communaute","className":"text-sm font-medium text-muted-foreground transition hover:text-primary","children":"Communauté"}],["$","$L6","/#portfolio",{"href":"/#portfolio","className":"text-sm font-medium text-muted-foreground transition hover:text-primary","children":"Investissements"}],["$","$L6","/#simulateurs",{"href":"/#simulateurs","className":"text-sm font-medium text-muted-foreground transition hover:text-primary","children":"Simulateurs"}],["$","$L6","/#ressources",{"href":"/#ressources","className":"text-sm font-medium text-muted-foreground transition hover:text-primary","children":"Ressources"}],["$","$L6","/cashflow",{"href":"/cashflow","className":"text-sm font-medium text-muted-foreground transition hover:text-primary","children":"Cash-flow"}]]}],["$","div",null,{"className":"flex items-center gap-2","children":[["$","$L8",null,{}],["$","$L9",null,{"asChild":true,"variant":"outline","className":"hidden md:inline-flex","children":["$","$L6",null,{"href":"/#communaute","children":"Rejoindre la communauté"}]}],["$","$L9",null,{"asChild":true,"className":"hidden lg:inline-flex","children":["$","$L6",null,{"href":"https://tally.so/r/mRPzQ4?utm_source=nif","children":"Investir dans l’immobilier"}]}],["$","$L9",null,{"variant":"outline","size":"icon","className":"lg:hidden","children":["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-menu h-4 w-4","children":[["$","line","1e0a9i",{"x1":"4","x2":"20","y1":"12","y2":"12"}],["$","line","1owob3",{"x1":"4","x2":"20","y1":"6","y2":"6"}],["$","line","yk5zj1",{"x1":"4","x2":"20","y1":"18","y2":"18"}],"$undefined"]}]}]]}]]}]}],["$","main",null,{"className":"bg-background","children":[["$","$La",null,{"parallelRouterKey":"children","segmentPath":["children"],"error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$Lb",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":[["$","title",null,{"children":"404: This page could not be found."}],["$","div",null,{"style":{"fontFamily":"system-ui,\"Segoe UI\",Roboto,Helvetica,Arial,sans-serif,\"Apple Color Emoji\",\"Segoe UI Emoji\"","height":"100vh","textAlign":"center","display":"flex","flexDirection":"column","alignItems":"center","justifyContent":"center"},"children":["$","div",null,{"children":[["$","style",null,{"dangerouslySetInnerHTML":{"__html":"body{color:#000;background:#fff;margin:0}.next-error-h1{border-right:1px solid rgba(0,0,0,.3)}@media (prefers-color-scheme:dark){body{color:#fff;background:#000}.next-error-h1{border-right:1px solid rgba(255,255,255,.3)}}"}}],["$","h1",null,{"className":"next-error-h1","style":{"display":"inline-block","margin":"0 20px 0 0","padding":"0 23px 0 0","fontSize":24,"fontWeight":500,"verticalAlign":"top","lineHeight":"49px"},"children":"404"}],["$","div",null,{"style":{"display":"inline-block"},"children":["$","h2",null,{"style":{"fontSize":14,"fontWeight":400,"lineHeight":"49px","margin":0},"children":"This page could not be found."}]}]]}]}]],"notFoundStyles":[]}],["$","section",null,{"className":"container my-12","children":["$","div",null,{"className":"rounded-3xl border border-border bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Rester informé·e"}],["$","p",null,{"className":"text-sm text-muted-foreground","children":"Une fois par semaine : des stratégies testées, aucun spam, un lien pour confirmer votre inscription (double opt-in)."}],["$","div",null,{"className":"mt-4 max-w-md","children":["$","$Lc",null,{}]}]]}]}]]}],["$","footer",null,{"className":"border-t border-border/70 bg-card","children":[["$","div",null,{"className":"container grid gap-10 py-12 md:grid-cols-4","children":[["$","div",null,{"className":"space-y-4","children":[["$","p",null,{"className":"text-sm font-semibold uppercase text-primary","children":"Notre Indépendance Financière"}],["$","p",null,{"className":"text-sm text-muted-foreground","children":"Notre mission : fournir des méthodes fiables et des simulateurs auditables pour chaque investisseur immobilier francophone."}],["$","p",null,{"className":"text-xs text-muted-foreground","children":"Les informations publiées ont une vocation pédagogique et ne constituent pas un conseil financier individualisé."}]]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-sm font-semibold text-foreground","children":"Guides essentiels"}],["$","ul",null,{"className":"mt-4 space-y-2 text-sm text-muted-foreground","children":[["$","li","signature-compromis-de-vente",{"children":["$","$L6",null,{"href":"/signature-compromis-de-vente","className":"hover:text-primary","children":"Compromis de vente : sécuriser chaque clause"}]}],["$","li","augmenter-ses-revenus",{"children":["$","$L6",null,{"href":"/augmenter-ses-revenus","className":"hover:text-primary","children":"Augmenter ses revenus pour accélérer l’investissement"}]}],["$","li","devenir-rentier",{"children":["$","$L6",null,{"href":"/devenir-rentier","className":"hover:text-primary","children":"Devenir rentier grâce à l’immobilier locatif"}]}],["$","li","pourquoi-investir",{"children":["$","$L6",null,{"href":"/pourquoi-investir","className":"hover:text-primary","children":"Pourquoi investir : raisons financières et sociétales"}]}],["$","li","comment-devenir-riche-rapidement",{"children":["$","$L6",null,{"href":"/comment-devenir-riche-rapidement","className":"hover:text-primary","children":"Comment devenir riche rapidement… et durablement"}]}]]}]]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-sm font-semibold text-foreground","children":"Stratégies & simulateurs"}],["$","ul",null,{"className":"mt-4 space-y-2 text-sm text-muted-foreground","children":[[["$","li","acheter-un-immeuble-de-rapport",{"children":["$","$L6",null,{"href":"/acheter-un-immeuble-de-rapport","className":"hover:text-primary","children":"Immeuble de rapport : mode d’emploi complet"}]}],["$","li","investissement-ehpad",{"children":["$","$L6",null,{"href":"/investissement-ehpad","className":"hover:text-primary","children":"Investir en EHPAD sans surestimer le rendement"}]}],["$","li","marchand-de-biens",{"children":["$","$L6",null,{"href":"/marchand-de-biens","className":"hover:text-primary","children":"Marchand de biens : structurer des opérations agiles"}]}],["$","li","investir-airbnb",{"children":["$","$L6",null,{"href":"/investir-airbnb","className":"hover:text-primary","children":"Investir en Airbnb sans subir les régulations"}]}],["$","li","investir-crowdfunding",{"children":["$","$L6",null,{"href":"/investir-crowdfunding","className":"hover:text-primary","children":"Investir dans le crowdfunding immobilier en sécurité"}]}]],[["$","li","/calcul-rendement-locatif",{"children":["$","$L6",null,{"href":"/calcul-rendement-locatif","className":"hover:text-primary","children":"Simulateur rendement locatif"}]}],["$","li","/charges-de-copropriete",{"children":["$","$L6",null,{"href":"/charges-de-copropriete","className":"hover:text-primary","children":"Charges de copropriété"}]}],["$","li","/calcul-taux-endettement-33-pourcent",{"children":["$","$L6",null,{"href":"/calcul-taux-endettement-33-pourcent","className":"hover:text-primary","children":"Taux d’endettement 33 %"}]}]]]}]]}],["$","div",null,{"children":[["$","h3",null,{"className":"text-sm font-semibold text-foreground","children":"Ressources"}],["$","ul",null,{"className":"mt-4 space-y-2 text-sm text-muted-foreground","children":[[["$","li","pere-riche-pere-pauvre",{"children":["$","$L6",null,{"href":"/pere-riche-pere-pauvre","className":"hover:text-primary","children":"Père riche, père pauvre : leçons applicables en France"}]}],["$","li","glossaire-immobilier-investisseur",{"children":["$","$L6",null,{"href":"/glossaire-immobilier-investisseur","className":"hover:text-primary","children":"Glossaire immobilier de l’investisseur averti"}]}],["$","li","modele-tableur-plan-de-financement",{"children":["$","$L6",null,{"href":"/modele-tableur-plan-de-financement","className":"hover:text-primary","children":"Modèle tableur : plan de financement prêt à l’emploi"}]}],["$","li","checklist-visite-immobiliere",{"children":["$","$L6",null,{"href":"/checklist-visite-immobiliere","className":"hover:text-primary","children":"Checklist de visite immobilière exhaustive"}]}]],[["$","li","/assurance-pno",{"children":["$","$L6",null,{"href":"/assurance-pno","className":"hover:text-primary","children":"Assurance PNO"}]}],["$","li","/gli",{"children":["$","$L6",null,{"href":"/gli","className":"hover:text-primary","children":"GLI – loyers impayés"}]}],["$","li","/vacance-locative",{"children":["$","$L6",null,{"href":"/vacance-locative","className":"hover:text-primary","children":"Vacance locative"}]}],["$","li","/fiscalite-lmnp",{"children":["$","$L6",null,{"href":"/fiscalite-lmnp","className":"hover:text-primary","children":"Fiscalité LMNP"}]}],["$","li","/fiscalite-sci",{"children":["$","$L6",null,{"href":"/fiscalite-sci","className":"hover:text-primary","children":"Fiscalité SCI"}]}],["$","li","/fiscalite-micro-foncier",{"children":["$","$L6",null,{"href":"/fiscalite-micro-foncier","className":"hover:text-primary","children":"Micro-foncier"}]}],["$","li","/cashflow",{"children":["$","$L6",null,{"href":"/cashflow","className":"hover:text-primary","children":"Focus cash-flow"}]}]],["$","li",null,{"children":["$","$L6",null,{"href":"/mentions-legales","className":"hover:text-primary font-medium","children":"Mentions légales"}]}],["$","li",null,{"children":["$","$L6",null,{"href":"/politique-confidentialite","className":"hover:text-primary font-medium","children":"Politique de confidentialité"}]}],["$","li",null,{"children":["$","$L6",null,{"href":"/plan-du-site","className":"hover:text-primary font-medium","children":"Plan du site"}]}]]}]]}]]}],["$","div",null,{"className":"border-t border-border/50 py-6 text-center text-xs text-muted-foreground","children":["© ",2025," ","Notre Indépendance Financière"," — Tous droits réservés."]}]]}],["$","$Ld",null,{}]]}]}]}]]}],{"children":["investir-a-lille",["$","$3","c",{"children":[null,["$","$La",null,{"parallelRouterKey":"children","segmentPath":["children","investir-a-lille","children"],"error":"$undefined","errorStyles":"$undefined","errorScripts":"$undefined","template":["$","$Lb",null,{}],"templateStyles":"$undefined","templateScripts":"$undefined","notFound":"$undefined","notFoundStyles":"$undefined"}]]}],{"children":["__PAGE__",["$","$3","c",{"children":[["$","article",null,{"className":"container space-y-10 py-12","children":[["$","nav",null,{"className":"flex items-center gap-2 text-xs text-muted-foreground","children":[[["$","span","/",{"className":"flex items-center gap-2","children":[["$","$L6",null,{"href":"/","className":"hover:text-primary","children":"Accueil"}],["$","span",null,{"children":"/"}]]}],["$","span","/#strategies",{"className":"flex items-center gap-2","children":[["$","$L6",null,{"href":"/#strategies","className":"hover:text-primary","children":"Marché"}],["$","span",null,{"children":"/"}]]}],["$","span","/investir-a-lille",{"className":"flex items-center gap-2","children":[["$","$L6",null,{"href":"/investir-a-lille","className":"hover:text-primary","children":"Investir à Lille"}],false]}]],["$","script",null,{"type":"application/ld+json","dangerouslySetInnerHTML":{"__html":"{\"@context\":\"https://schema.org\",\"@type\":\"BreadcrumbList\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https://notre-independance-financiere.fr/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Marché\",\"item\":\"https://notre-independance-financiere.fr/#strategies\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Investir à Lille\",\"item\":\"https://notre-independance-financiere.fr/investir-a-lille\"}]}"}}]]}],["$","header",null,{"className":"space-y-4 rounded-3xl border border-border bg-card p-8","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Communauté · Métropole lilloise"}],["$","h1",null,{"className":"text-3xl font-semibold text-foreground","children":"Investir à Lille : Ensemble vers le même but"}],["$","p",null,{"className":"text-sm text-muted-foreground","children":"Chiffres 2024, réglementation, stratégies et process opérationnels pour bâtir un portefeuille dans la capitale des Hauts-de-France."}],["$","div",null,{"className":"flex flex-wrap gap-3","children":[["$","$L9",null,{"asChild":true,"variant":"default","className":"group","children":["$","$L6",null,{"href":"/comparateur-rendement-villes","children":["Comparer les villes",["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-arrow-right ml-2 h-4 w-4 transition group-hover:translate-x-1","children":[["$","path","1ays0h",{"d":"M5 12h14"}],["$","path","xquz4c",{"d":"m12 5 7 7-7 7"}],"$undefined"]}]]}]}],["$","$L9",null,{"asChild":true,"variant":"secondary","className":"group","children":["$","$L6",null,{"href":"https://tally.so/r/mRPzQ4?utm_source=nif","children":["Investir dans l’immobilier",["$","svg",null,{"ref":"$undefined","xmlns":"http://www.w3.org/2000/svg","width":24,"height":24,"viewBox":"0 0 24 24","fill":"none","stroke":"currentColor","strokeWidth":2,"strokeLinecap":"round","strokeLinejoin":"round","className":"lucide lucide-arrow-right ml-2 h-4 w-4 transition group-hover:translate-x-1","children":[["$","path","1ays0h",{"d":"M5 12h14"}],["$","path","xquz4c",{"d":"m12 5 7 7-7 7"}],"$undefined"]}]]}]}]]}]]}],["$","section",null,{"className":"space-y-3 rounded-3xl border border-primary/40 bg-primary/5 p-6","children":[false,[["$","p","investir-a-lille-intro-0",{"className":"text-sm text-muted-foreground","children":"Investir à Lille : Ensemble vers le même but attire ceux qui savent ceci : Lille reste la capitale française de la colocation étudiante avec un reste-à-vivre confortable. Imaginez ce que cela change : Les quartiers Wazemmes, Fives, Hellemmes offrent encore des immeubles divisibles sous 350 k€."}],["$","p","investir-a-lille-intro-1",{"className":"text-sm text-muted-foreground","children":"Avant de dérouler les 8 étapes, clarifiez votre objectif : Dégager 400 € de cash-flow via colocation 4 chambres. Identifiez aussi le risque à maîtriser : Sur-offre ponctuelle et travaux de mise aux normes."}],["$","p","investir-a-lille-intro-2",{"className":"text-sm text-muted-foreground","children":"Ce guide couvre : Identifier les quartiers étudiants, les immeubles de rapport accessibles et les aides à la rénovation. Il s’adresse aux profils suivants : Investisseur à la recherche de cash-flow rapide."}]]]}],[["$","section","1. Marché lillois 2024 : où en sont les prix ?",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"1. Marché lillois 2024 : où en sont les prix ?"}],[["$","p","1. Marché lillois 2024 : où en sont les prix ?-0",{"className":"text-sm text-muted-foreground","children":"Les Notaires du Nord indiquent un prix médian de 3 450 €/m² pour les appartements anciens (–4,8 % sur un an). Les maisons intra-muros se vendent 3 800 €/m², tandis que Villeneuve-d’Ascq et Marcq-en-Barœul dépassent 3 900 €/m²."}],["$","p","1. Marché lillois 2024 : où en sont les prix ?-1",{"className":"text-sm text-muted-foreground","children":"Selon l’Observatoire des Loyers, les relocations se font à 16,2 €/m² sur les studios, 13,5 €/m² sur les T2 et 12 €/m² sur les T3. Lille accueille 120 000 étudiants (Université de Lille, HEI, EDHEC), ce qui soutient la tension locative."}],["$","p","1. Marché lillois 2024 : où en sont les prix ?-2",{"className":"text-sm text-muted-foreground","children":"Le délai moyen de vente reste inférieur à 70 jours et les négociations tournent autour de –3 %. Les meilleures opportunités se situent sur les biens classés F/G ou dans les quartiers à requalifier (Moulins, Fives, Wazemmes)."}]],"$undefined"]}],["$","section","2. Rendements par quartier",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"2. Rendements par quartier"}],[["$","p","2. Rendements par quartier-0",{"className":"text-sm text-muted-foreground","children":"Vieux-Lille / Centre : prix 4 400 €/m², loyers 18 €/m². Rendement brut 4,9 %, net 3,2 % en location meublée premium."}],["$","p","2. Rendements par quartier-1",{"className":"text-sm text-muted-foreground","children":"Vauban – Esquermes : 3 650 €/m², loyers 15,5 €/m². Cœur étudiant, idéal colocation 5 %. Cash-flow positif avec gestion optimisée."}],["$","p","2. Rendements par quartier-2",{"className":"text-sm text-muted-foreground","children":"Wazemmes / Moulins : 3 050 €/m², loyers 14 €/m². Rendement brut 5,2 %, net 3,7 %, potentiel de plus-value après rénovation."}],["$","p","2. Rendements par quartier-3",{"className":"text-sm text-muted-foreground","children":"Villeneuve-d’Ascq : 3 150 €/m², loyers 13 €/m². LMNP étudiant ou bail mobilité avec rendement brut 4,9 %."}]],["$","ul",null,{"className":"list-disc space-y-1 pl-5 text-sm text-muted-foreground","children":[["$","li","2. Rendements par quartier-Studio centre-ville : 2,9 % net",{"children":"Studio centre-ville : 2,9 % net"}],["$","li","2. Rendements par quartier-Colocation Vauban : 4,2 % net",{"children":"Colocation Vauban : 4,2 % net"}],["$","li","2. Rendements par quartier-Maison divisée Wazemmes : 4,5 % net",{"children":"Maison divisée Wazemmes : 4,5 % net"}]]}]]}],["$","section","3. Encadrement des loyers et règlementation locale",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"3. Encadrement des loyers et règlementation locale"}],[["$","p","3. Encadrement des loyers et règlementation locale-0",{"className":"text-sm text-muted-foreground","children":"Lille est encadrée depuis 2020. Exemple : T3 de 60 m² à Vauban, construit après 1946 : loyer de référence majoré 12,9 €/m². Un complément est possible uniquement si le bien présente des caractéristiques exceptionnelles (terrasse, vue)."}],["$","p","3. Encadrement des loyers et règlementation locale-1",{"className":"text-sm text-muted-foreground","children":"Les contrôles sont fréquents : la MEL peut exiger la restitution du trop-perçu. Intégrez systématiquement Lref et Lref+ dans vos calculs prévisionnels."}],["$","p","3. Encadrement des loyers et règlementation locale-2",{"className":"text-sm text-muted-foreground","children":["Notre"," ",["$","$L6",null,{"href":"/calcul-rendement-locatif","className":"text-primary underline","children":"simulateur rendement"}]," ","intègre la case «encadrement» afin de comparer automatiquement vos hypothèses aux plafonds en vigueur."]}]],"$undefined"]}],["$","section","4. Stratégies gagnantes autour de Lille",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"4. Stratégies gagnantes autour de Lille"}],[["$","p","4. Stratégies gagnantes autour de Lille-0",{"className":"text-sm text-muted-foreground","children":"Colocations étudiantes à Vauban ou Cormontaigne : achat 480 000 €, travaux 80 000 €, 5 chambres louées 640 € -> cash-flow +160 €. Veillez à sécuriser les autorisations copro."}],["$","p","4. Stratégies gagnantes autour de Lille-1",{"className":"text-sm text-muted-foreground","children":"Maison divisée à Wazemmes : 360 000 € + 90 000 € travaux -> 4 studios loués 600 €. Rendement brut 6,6 %, net 4,7 %."}],["$","p","4. Stratégies gagnantes autour de Lille-2",{"className":"text-sm text-muted-foreground","children":"LMNP en résidence étudiante Villeneuve-d’Ascq : ticket 140 000 €, loyer garanti 590 €, rentabilité nette 3,4 % mais gestion déléguée."}],["$","p","4. Stratégies gagnantes autour de Lille-3",{"className":"text-sm text-muted-foreground","children":["Comparez la fiscalité"," ",["$","$L6",null,{"href":"/fiscalite-lmnp","className":"text-primary underline","children":"LMNP"}]," ","et"," ",["$","$L6",null,{"href":"/sci-is-vs-ir","className":"text-primary underline","children":"SCI IS/IR"}]," ","pour aligner le montage avec votre horizon de détention."]}]],["$","ul",null,{"className":"list-disc space-y-1 pl-5 text-sm text-muted-foreground","children":[["$","li","4. Stratégies gagnantes autour de Lille-Prévoir 40 à 70 €/m² de rénovation énergétique",{"children":"Prévoir 40 à 70 €/m² de rénovation énergétique"}],["$","li","4. Stratégies gagnantes autour de Lille-Inclure PNO + GLI (2,3 % du loyer) et ménage mutualisé pour les colocations",{"children":"Inclure PNO + GLI (2,3 % du loyer) et ménage mutualisé pour les colocations"}],["$","li","4. Stratégies gagnantes autour de Lille-Provision vacance 5 % sur les studios, 3 % sur les T3/T4",{"children":"Provision vacance 5 % sur les studios, 3 % sur les T3/T4"}]]}]]}],["$","section","5. Financement et attentes bancaires",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"5. Financement et attentes bancaires"}],[["$","p","5. Financement et attentes bancaires-0",{"className":"text-sm text-muted-foreground","children":"Les banques locales financent à 100 % si vous disposez d’un reste-à-vivre confortable (> 1 200 €) et d’un historique locatif. Les dossiers colocation ou division doivent présenter un dossier administratif solide (diagnostics, autorisations)."}],["$","p","5. Financement et attentes bancaires-1",{"className":"text-sm text-muted-foreground","children":"Les taux observés : 3,55 % sur 20 ans, 3,85 % sur 25 ans. Les courtiers obtiennent parfois 3,35 % pour les profils premium avec délégation d’assurance."}],["$","p","5. Financement et attentes bancaires-2",{"className":"text-sm text-muted-foreground","children":["Vérifiez votre marge avec le"," ",["$","$L6",null,{"href":"/calcul-taux-endettement-33-pourcent","className":"text-primary underline","children":"simulateur HCSF"}]," ","puis exportez les résultats pour vos rendez-vous bancaires."]}]],"$undefined"]}],["$","section","6. Processus communautaire",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"6. Processus communautaire"}],[["$","p","6. Processus communautaire-0",{"className":"text-sm text-muted-foreground","children":"Veille hebdomadaire sur Leboncoin/SeLoger, scoring automatique (prix/m², DPE, charges). Les leads pertinents sont partagés sur notre espace commun."}],["$","p","6. Processus communautaire-1",{"className":"text-sm text-muted-foreground","children":"Visites en binôme avec un membre local : photos, vidéos, checklists (structure, toiture, cour commune)."}],["$","p","6. Processus communautaire-2",{"className":"text-sm text-muted-foreground","children":["Pour accéder aux deals exclusifs ou être accompagné par un mentor, utilisez le"," ",["$","$L6",null,{"href":"https://tally.so/r/mRPzQ4?utm_source=nif","className":"text-primary underline","children":"formulaire Tally"}]," ","présent sur tout le site."]}]],"$undefined"]}],["$","section","7. Hors marché et réseaux locaux",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"7. Hors marché et réseaux locaux"}],[["$","p","7. Hors marché et réseaux locaux-0",{"className":"text-sm text-muted-foreground","children":"Le bassin lillois fourmille de petits marchands et d’agents indépendants : soyez présent lors des visites notariales et des ventes à terme."}],["$","p","7. Hors marché et réseaux locaux-1",{"className":"text-sm text-muted-foreground","children":"Proposez des offres rapides sur les biens occupés ou les lots à rénover : la concurrence est moindre et les marges plus élevées."}]],"$undefined"]}],["$","section","8. Charges et fiscalité locale",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"8. Charges et fiscalité locale"}],[["$","p","8. Charges et fiscalité locale-0",{"className":"text-sm text-muted-foreground","children":"Taxe foncière moyenne 25 €/m². Les communes de la MEL appliquent parfois une surtaxe sur les meublés courte durée : vérifiez chaque règlement."}],["$","p","8. Charges et fiscalité locale-1",{"className":"text-sm text-muted-foreground","children":"Encadrement des loyers : documentez vos compléments (services premium, surface extérieure) pour éviter une restitution."}]],"$undefined"]}]],["$","section",null,{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Conclusion : garder le cap"}],[["$","p","investir-a-lille-conclusion-0",{"className":"text-sm text-muted-foreground","children":"Investir à Lille : Ensemble vers le même but n’est pas un sprint : mesurez vos résultats après chaque étape pour rester aligné avec votre objectif « Dégager 400 € de cash-flow via colocation 4 chambres »."}],["$","p","investir-a-lille-conclusion-1",{"className":"text-sm text-muted-foreground","children":"Capitalisez sur Les quartiers Wazemmes, Fives, Hellemmes offrent encore des immeubles divisibles sous 350 k€ sans perdre de vue Sur-offre ponctuelle et travaux de mise aux normes. Accordez-vous le rythme annoncé : Plan d’action sur 12 mois entre travaux et mise en location."}],["$","p","investir-a-lille-conclusion-2",{"className":"text-sm text-muted-foreground","children":"Entourez-vous d’un banquier, d’un mentor ou d’un pair : Investisseur à la recherche de cash-flow rapide progressent plus vite lorsqu’ils confrontent leurs chiffres."}]]]}],["$","section",null,{"className":"space-y-4 rounded-3xl border border-primary/30 bg-primary/5 p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Repères express par quartier"}],["$","div",null,{"className":"grid gap-4 md:grid-cols-2","children":[["$","div","Vieux-Lille",{"className":"rounded-2xl border border-white/40 bg-white/70 p-4 text-sm text-muted-foreground dark:border-slate-800 dark:bg-slate-900/70","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Vieux-Lille"}],["$","p",null,{"className":"mt-2 text-foreground","children":["Prix médian : ",["$","span",null,{"className":"font-semibold","children":"4 400 €/m²"}]]}],["$","p",null,{"children":["Loyer moyen : ",["$","span",null,{"className":"font-semibold","children":"18 €/m²"}]]}],["$","p",null,{"children":["Rendement cible : ","4,9 % brut"]}]]}],["$","div","Vauban – Esquermes",{"className":"rounded-2xl border border-white/40 bg-white/70 p-4 text-sm text-muted-foreground dark:border-slate-800 dark:bg-slate-900/70","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Vauban – Esquermes"}],["$","p",null,{"className":"mt-2 text-foreground","children":["Prix médian : ",["$","span",null,{"className":"font-semibold","children":"3 650 €/m²"}]]}],["$","p",null,{"children":["Loyer moyen : ",["$","span",null,{"className":"font-semibold","children":"15,5 €/m²"}]]}],["$","p",null,{"children":["Rendement cible : ","5,1 % brut"]}]]}],["$","div","Wazemmes / Moulins",{"className":"rounded-2xl border border-white/40 bg-white/70 p-4 text-sm text-muted-foreground dark:border-slate-800 dark:bg-slate-900/70","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Wazemmes / Moulins"}],["$","p",null,{"className":"mt-2 text-foreground","children":["Prix médian : ",["$","span",null,{"className":"font-semibold","children":"3 050 €/m²"}]]}],["$","p",null,{"children":["Loyer moyen : ",["$","span",null,{"className":"font-semibold","children":"14 €/m²"}]]}],["$","p",null,{"children":["Rendement cible : ","5,2 % brut"]}]]}],["$","div","Villeneuve-d’Ascq",{"className":"rounded-2xl border border-white/40 bg-white/70 p-4 text-sm text-muted-foreground dark:border-slate-800 dark:bg-slate-900/70","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Villeneuve-d’Ascq"}],["$","p",null,{"className":"mt-2 text-foreground","children":["Prix médian : ",["$","span",null,{"className":"font-semibold","children":"3 150 €/m²"}]]}],["$","p",null,{"children":["Loyer moyen : ",["$","span",null,{"className":"font-semibold","children":"13 €/m²"}]]}],["$","p",null,{"children":["Rendement cible : ","4,9 % brut"]}]]}]]}]]}],["$","section",null,{"className":"grid gap-4 rounded-3xl border border-border bg-card p-6 md:grid-cols-3","children":[["$","div","Colocation 5 chambres – Vauban",{"className":"space-y-3 rounded-2xl border border-border/60 p-4","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Colocation 5 chambres – Vauban"}],["$","ul",null,{"className":"list-disc space-y-1 pl-4 text-sm text-muted-foreground","children":[["$","li","Colocation 5 chambres – Vauban-Achat 480 000 €",{"children":"Achat 480 000 €"}],["$","li","Colocation 5 chambres – Vauban-Travaux 80 000 €",{"children":"Travaux 80 000 €"}],["$","li","Colocation 5 chambres – Vauban-Loyers 3 200 € HC",{"children":"Loyers 3 200 € HC"}]]}],["$","p",null,{"className":"text-sm text-foreground","children":"Rendement net 4,1 %, cash-flow +160 € après GLI, ménage et abonnement énergie."}]]}],["$","div","Maison divisée – Wazemmes",{"className":"space-y-3 rounded-2xl border border-border/60 p-4","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Maison divisée – Wazemmes"}],["$","ul",null,{"className":"list-disc space-y-1 pl-4 text-sm text-muted-foreground","children":[["$","li","Maison divisée – Wazemmes-Prix 360 000 €",{"children":"Prix 360 000 €"}],["$","li","Maison divisée – Wazemmes-Capex 90 000 €",{"children":"Capex 90 000 €"}],["$","li","Maison divisée – Wazemmes-4 studios x 600 €",{"children":"4 studios x 600 €"}]]}],["$","p",null,{"className":"text-sm text-foreground","children":"Rendement brut 6,6 %, net 4,7 %. TRI 8,5 % projeté grâce à la revalorisation du quartier."}]]}],["$","div","LMNP étudiant – Villeneuve-d’Ascq",{"className":"space-y-3 rounded-2xl border border-border/60 p-4","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"LMNP étudiant – Villeneuve-d’Ascq"}],["$","ul",null,{"className":"list-disc space-y-1 pl-4 text-sm text-muted-foreground","children":[["$","li","LMNP étudiant – Villeneuve-d’Ascq-Ticket 140 000 €",{"children":"Ticket 140 000 €"}],["$","li","LMNP étudiant – Villeneuve-d’Ascq-Loyer 590 €",{"children":"Loyer 590 €"}],["$","li","LMNP étudiant – Villeneuve-d’Ascq-Taxe foncière 520 €",{"children":"Taxe foncière 520 €"}]]}],["$","p",null,{"className":"text-sm text-foreground","children":"Rentabilité nette 3,4 %, mais passif nul grâce au bail commercial et aux amortissements."}]]}]]}],["$","section",null,{"className":"rounded-3xl border border-border bg-card p-6 text-sm text-muted-foreground","children":[["$","p",null,{"className":"font-semibold text-foreground","children":"Ressources complémentaires"}],["$","ul",null,{"className":"mt-3 list-disc space-y-2 pl-4","children":[["$","li",null,{"children":["$","$L6",null,{"href":"/investir-a-lyon","className":"text-primary underline","children":"Comparer avec une autre métropole"}]}],["$","li",null,{"children":["$","$L6",null,{"href":"/simulateur-cashflow","className":"text-primary underline","children":"Vérifier votre trésorerie"}]}],["$","li",null,{"children":["$","$L6",null,{"href":"/plus-value-immobiliere","className":"text-primary underline","children":"Préparer la fiscalité de sortie"}]}],["$","li",null,{"children":["$","$L6",null,{"href":"/plan-du-site","className":"text-primary underline","children":"Accéder à toutes nos ressources"}]}]]}]]}],["$","section",null,{"className":"space-y-3 rounded-3xl border border-primary/30 bg-primary/5 p-6","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Notre conseil"}],["$","p",null,{"className":"text-sm text-muted-foreground","children":"Envoyez votre dossier (pitch, plan de financement, équipe travaux) aux agents de Vauban / Wazemmes avant même les visites. À Lille, cette rigueur fait la différence sur les ventes off-market."}]]}]]}],null,["$","$Le",null,{"children":"$Lf"}]]}],{},null]},null]},null],["$","$3","h",{"children":[null,["$","$3","JBLP47JRriKT3orUtCiw8",{"children":[["$","$L10",null,{"children":"$L11"}],["$","$L12",null,{"children":"$L13"}],["$","meta",null,{"name":"next-size-adjust"}]]}]]}]]],"m":"$undefined","G":["$14","$undefined"],"s":false,"S":true} 13:[["$","meta","0",{"name":"viewport","content":"width=device-width, initial-scale=1"}]] 11:[["$","meta","0",{"charSet":"utf-8"}],["$","title","1",{"children":"Investir à Lille : données 2024, loyers étudiants et stratégies rentables | Notre Indépendance Financière"}],["$","meta","2",{"name":"description","content":"Prix réels, rendements, encadrement des loyers et plans d’action pour réussir un investissement locatif à Lille et dans la métropole européenne."}],["$","link","3",{"rel":"canonical","href":"https://notre-independance-financiere.fr/investir-a-lille"}],["$","meta","4",{"property":"og:title","content":"Investir à Lille : données 2024, loyers étudiants et stratégies rentables | Notre Indépendance Financière"}],["$","meta","5",{"property":"og:description","content":"Prix réels, rendements, encadrement des loyers et plans d’action pour réussir un investissement locatif à Lille et dans la métropole européenne."}],["$","meta","6",{"property":"og:url","content":"https://notre-independance-financiere.fr"}],["$","meta","7",{"property":"og:site_name","content":"Notre Indépendance Financière"}],["$","meta","8",{"property":"og:locale","content":"fr_FR"}],["$","meta","9",{"property":"og:image","content":"https://notre-independance-financiere.fr/og-cover.png"}],["$","meta","10",{"property":"og:image:width","content":"1200"}],["$","meta","11",{"property":"og:image:height","content":"630"}],["$","meta","12",{"property":"og:image:alt","content":"Notre Indépendance Financière"}],["$","meta","13",{"property":"og:type","content":"website"}],["$","meta","14",{"name":"twitter:card","content":"summary_large_image"}],["$","meta","15",{"name":"twitter:creator","content":"@notreindep"}],["$","meta","16",{"name":"twitter:title","content":"Investir à Lille : données 2024, loyers étudiants et stratégies rentables | Notre Indépendance Financière"}],["$","meta","17",{"name":"twitter:description","content":"Prix réels, rendements, encadrement des loyers et plans d’action pour réussir un investissement locatif à Lille et dans la métropole européenne."}],["$","meta","18",{"name":"twitter:image","content":"https://notre-independance-financiere.fr/og-cover.png"}],["$","meta","19",{"name":"twitter:image:width","content":"1200"}],["$","meta","20",{"name":"twitter:image:height","content":"630"}],["$","meta","21",{"name":"twitter:image:alt","content":"Notre Indépendance Financière"}],["$","link","22",{"rel":"icon","href":"/favicon.ico","type":"image/x-icon","sizes":"16x16"}],["$","link","23",{"rel":"icon","href":"/icon.svg?66cc85a8b85e3cc3","type":"image/svg+xml","sizes":"any"}]] f:null