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Monter un financement sans condition suspensive-2",{"className":"text-sm text-muted-foreground","children":"Préparez plusieurs options : (1) apport + prêt amortissable classique, (2) prêt in fine couvert par assurance-vie/SCPI, (3) financement court terme (bridge) suivi d’un refinancement une fois les travaux terminés."}],["$","p","3. Monter un financement sans condition suspensive-3",{"className":"text-sm text-muted-foreground","children":"Compte tenu des délais (45 jours en judiciaire, 60 jours en notariale), prévoyez un coussin de trésorerie pour régler les frais et engager les premiers travaux sans attendre le déblocage total."}]],"$undefined"]}],["$","section","4. Stratégie d’enchère et psychologie de salle",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"4. Stratégie d’enchère et psychologie de salle"}],[["$","p","4. Stratégie d’enchère et psychologie de salle-0",{"className":"text-sm text-muted-foreground","children":"Fixez votre prix plafond (prix marteau + frais + travaux + honoraires). Ajoutez 5 % de marge en cas de surenchère courte, mais n’allez jamais au-delà. Inscrivez ce plafond sur papier et partagez-le avec votre avocat pour éviter les décisions impulsives."}],["$","p","4. Stratégie d’enchère et psychologie de salle-1",{"className":"text-sm text-muted-foreground","children":"Pendant l’audience, observez les autres enchérisseurs. Certains professionnels gonflent volontairement la mise pour dissuader les particuliers. Restez factuel : incrémentez par pas minimum (500 à 1 000 €) et laissez filer si la tension devient irrationnelle."}],["$","p","4. Stratégie d’enchère et psychologie de salle-2",{"className":"text-sm text-muted-foreground","children":"Prévoyez également un plan B si votre lot part trop haut : repérez un second dossier sur la même séance pour rentabiliser votre déplacement et vos frais d’avocat."}]],"$undefined"]}],["$","section","5. Check-list post adjudication",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"5. Check-list post adjudication"}],[["$","p","5. Check-list post adjudication-0",{"className":"text-sm text-muted-foreground","children":"Dans les 48 heures : complétez la consignation et transmettez l’ensemble des pièces justificatives (pièce d’identité, justificatif de domicile, déclaration sur l’honneur)."}],["$","p","5. Check-list post adjudication-1",{"className":"text-sm text-muted-foreground","children":"Dans les 45 à 60 jours : versez le solde via votre banque, signez l’acte de vente, payez les frais fiscaux. En cas de retard, des intérêts majorés s’appliquent (souvent 5 à 10 % l’an)."}],["$","p","5. Check-list post adjudication-2",{"className":"text-sm text-muted-foreground","children":"Occupation : si le bien est occupé, missionnez immédiatement un commissaire de justice pour la procédure d’expulsion. Les délais sont longs, surtout dans les grandes métropoles ; il faut les intégrer dans votre business plan."}],["$","p","5. Check-list post adjudication-3",{"className":"text-sm text-muted-foreground","children":"Sécurisez le bien : changement de serrures, mise en route de la PNO, mise sous tension des compteurs, déclaration aux assurances."}]],"$undefined"]}],["$","section","6. Calculer la rentabilité réelle",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"6. Calculer la rentabilité réelle"}],[["$","p","6. Calculer la rentabilité réelle-0",{"className":"text-sm text-muted-foreground","children":"Ajoutez l’ensemble des coûts : prix marteau + frais annexes + travaux + intérêts intercalaires + coût de la procédure (avocat, commissaire). C’est ce montant acte en main qu’il faut mettre en face des loyers futurs."}],["$","p","6. Calculer la rentabilité réelle-1",{"className":"text-sm text-muted-foreground","children":"Projetez deux scénarios : (A) location longue durée, (B) arbitrage en revente après travaux. Comparez rendement net, cash-flow, TRI. Un écart de 15 % entre votre prix d’achat et la valeur marché est généralement considéré comme le minimum pour compenser les risques d’une enchère."}],["$","p","6. Calculer la rentabilité réelle-2",{"className":"text-sm text-muted-foreground","children":"Si vous envisagez une revente rapide, vérifiez votre statut fiscal : au-delà de deux opérations par an, vous pouvez être requalifié en marchand de biens avec TVA sur marge."}]],"$undefined"]}],["$","section","7. Maillage interne et ressources complémentaires",{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"7. Maillage interne et ressources complémentaires"}],[["$","p","7. Maillage interne et ressources complémentaires-0",{"className":"text-sm text-muted-foreground","children":["Anticipez les coûts annexes grâce à notre "," ",["$","$L6",null,{"href":"/taxe-fonciere-calcul","className":"text-primary underline","children":"guide taxe foncière"}],","," ",["$","$L6",null,{"href":"/selection-locataire-et-garantie","className":"text-primary underline","children":"checklist locataire"}]," et ",["$","$L6",null,{"href":"/assurance-emprunteur-immobilier","className":"text-primary underline","children":"comparatif assurance emprunteur"}],"."]}],["$","p","7. Maillage interne et ressources complémentaires-1",{"className":"text-sm text-muted-foreground","children":"Pour optimiser la fiscalité de votre future revente ou location meublée, parcourez nos dossiers LMNP vs LMP et SCI IS vs IR. L’objectif est de sécuriser votre cash-flow dès la première relocation."}],["$","p","7. Maillage interne et ressources complémentaires-2",{"className":"text-sm text-muted-foreground","children":"Enfin, partagez votre retour d’expérience dans la communauté : vous obtiendrez des feedbacks sur les artisans, banques et stratégies de mise en location qui fonctionnent réellement après une enchère."}]],"$undefined"]}]],["$","section",null,{"className":"space-y-3 rounded-3xl border border-border/70 bg-card p-6","children":[["$","h2",null,{"className":"text-xl font-semibold text-foreground","children":"Conclusion : garder le cap"}],[["$","p","ventes-aux-encheres-conclusion-0",{"className":"text-sm text-muted-foreground","children":"Participer à une vente aux enchères immobilières n’est pas un sprint : mesurez vos résultats après chaque étape pour rester aligné avec votre objectif « Remporter un bien avec 15 % de décote »."}],["$","p","ventes-aux-encheres-conclusion-1",{"className":"text-sm text-muted-foreground","children":"Capitalisez sur Les enchères judiciaires libèrent des actifs rares avec effet de levier sans perdre de vue Défaut de financement après adjudication. Accordez-vous le rythme annoncé : Préparation sur 3 semaines."}],["$","p","ventes-aux-encheres-conclusion-2",{"className":"text-sm text-muted-foreground","children":"Entourez-vous d’un banquier, d’un mentor ou d’un pair : Investisseur opportuniste progressent plus vite lorsqu’ils confrontent leurs chiffres."}]]]}],["$","section",null,{"className":"space-y-3 rounded-3xl border border-primary/30 bg-primary/5 p-6","children":[["$","p",null,{"className":"text-xs font-semibold uppercase tracking-wide text-primary","children":"Notre conseil"}],[["$","p","Avant chaque séance, élaborez une grille d’évaluation (note sur 20) qui combine décote, travaux, localisation, complexité juridique. Enchérissez uniquement sur les dossiers >15/20 : vous évitez ainsi de vous laisser entraîner par l’émotion de la salle.",{"className":"text-sm text-muted-foreground","children":"Avant chaque séance, élaborez une grille d’évaluation (note sur 20) qui combine décote, travaux, localisation, complexité juridique. Enchérissez uniquement sur les dossiers >15/20 : vous évitez ainsi de vous laisser entraîner par l’émotion de la salle."}]]]}]]}],null,["$","$Le",null,{"children":"$Lf"}]]}],{},null]},null]},null],["$","$3","h",{"children":[null,["$","$3","_NBiGdvET3OPfcYSKWQCL",{"children":[["$","$L10",null,{"children":"$L11"}],["$","$L12",null,{"children":"$L13"}],["$","meta",null,{"name":"next-size-adjust"}]]}]]}]]],"m":"$undefined","G":["$14","$undefined"],"s":false,"S":true}
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